Dzakirah, Nadiva, Indah Yuliana, and Muhammad Sulhan. “Risk Dynamics and Profitability in Islamic Banking: Comparative Evidence from Saudi Arabia and the United Arab Emirates”. Jesya 9, no. 2 (July 4, 2026): 1616-1630. Accessed July 7, 2026. https://stiealwashliyahsibolga.ac.id/jurnal/index.php/jesya/article/view/2740.