Pengaruh Pengetahuan, Motivasi, Ekspektasi Return Terhadap Minat Generasi Millenial Dalam Berinvestasi Di Pasar Modal Syariah
Abstract
Penelitian ini bertujuan untuk menganalisis pengaruh pengetahuan investasi, motivasi, dan ekspektasi return terhadap minat berinvestasi generasi millenial di pasar modal. Populasi penelitian adalah generasi millenial berusia 20-38 tahun di wilayah Bekasi dengan sampel sebanyak 77 responden yang dipilih melalui teknik purposive sampling. Pengumpulan data menggunakan kuesioner dan dianalisis dengan SmartPLS. Hasil penelitian menunjukkan bahwa pengetahuan investasi berpengaruh positif signifikan terhadap minat berinvestasi generasi millenial. Motivasi juga terbukti berpengaruh positif signifikan terhadap minat berinvestasi generasi millenial. Selanjutnya, ekspektasi return berpengaruh positif signifikan terhadap minat berinvestasi generasi millenial. Secara simultan, ketiga variabel independen yaitu pengetahuan investasi, motivasi dan ekspektasi return terbukti berpengaruh secara bersama-sama terhadap minat berinvestasi generasi millenial di pasar modal. Dengan demikian dapat disimpulkan bahwa peningkatan pengetahuan investasi, motivasi, dan ekspektasi return penting dilakukan untuk meningkatkan minat generasi millenial berinvestasi di pasar modal.
Keywords:
Pengetahuan, Motivasi, Ekspektasi Return, Persepsi Risiko, Minat, Generasi Millenial
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Abreu, M., & Mendes, V. (2010). Financial literacy and portfolio diversification. Quantitative Finance, 10(5), 515-528.
Addai, B., & Pokoo-Aikins, G. (2020). Financial literacy and investment behaviour among university students in Ghana. International Journal of Finance & Economics, 1-16.
Ahanger, R. A., & Shah, S. M. (2021). Financial literacy research in India: A systematic literature review. Qualitative Research in Financial Markets.
Alavi, M. & Leidner, D.E. (2001). Review: Knowledge Management and Knowledge Management Systems: Conceptual Foundations and Research Issues. MIS Quarterly Vol. 25 No.
Anggraeni, D.Y. (2015). Motivasi Berinvestasi dan Faktor Resiko Investasi. Jurnal Bisnis dan Manajemen, 5(2), 121-136.
Croy, G., Gerrans, P., & Speelman, C. (2010). The role and relevance of domain knowledge, perceptions of planning importance, and risk tolerance in predicting savings intentions. Journal of Economic Psychology, 31(6), 860-871.
Halim, A. (2005). Analisis Investasi. Jakarta: Salemba Empat.
Harjanti, P. & Venesia, Y. (2019). Pengaruh Motivasi Terhadap Minat Berinvestasi Saham. Jurnal Mirai Management, 4(1), 103-114.
Hartono, B., & Puspitaningrum, D. (2020). Factors affecting investment interest in the millennial generation in Indonesia. Jurnal Keuangan dan Perbankan, 24(2), 299-308.
Herdjiono, I., & Damanik, L. A. (2016). Pengaruh financial literacy dan financial attitude terhadap financial management behavior. JIMFE (Jurnal Ilmiah Manajemen Fakultas Ekonomi), 2(1), 1-15.
Howe, N., & Strauss, W. (2000). Millennials rising: The next great generation. Vintage.
Jashapara, A. (2011). Knowledge Management: An Integrated Approach. Jakarta: Salemba Empat.
Jogiyanto H.M. (2009). Teori Portofolio dan Analisis Investasi. Yogyakarta: BPFE.
Jogiyanto H.M. (2010). Teori Portofolio dan Analisis Investasi. Yogyakarta: BPFE.
Katadata. (2019). Generasi Milenial Indonesia. https://katadata.co.id/infografik/2019/08/19/generasi-milenial-indonesia
Katadata. (2019). Survei: Minat Generasi Milenial untuk Berinvestasi Rendah.
https://katadata.co.id/jinggawati/finansial/5df54b4d074be/survei-minat-generasi-milenial-untuk-berinvestasi-rendah
Lusardi, A., & Mitchell, O. S. (2014). The economic importance of financial literacy: Theory and evidence. Journal of economic literature, 52(1), 5-44.
Martin, B. (2000). Knowledge Management within the Context of Management: An Evolving Relationship. Singapore: World Scientific Publishing Co.
Otoritas Jasa Keuangan. (2020). Siaran Pers: OJK Umumkan Hasil Survei Nasional Literasi dan Inklusi Keuangan 2019. https://www.ojk.go.id/id/berita-dan-kegiatan/siaran-pers/Pages/Siaran-Pers-OJK-Umumkan-Hasil-Survei-Nasional-Literasi-dan-Inklusi-Keuangan-2019.aspx
Pratama, A. (2020). Analisis Motivasi Masyarakat Berinvestasi di Pasar Modal Indonesia. Jurnal Benefita, 5(3), 282-291.
Pratomo, E.P., & Nugraha, A.F. (2015). Reksadana Solusi Perencanaan Investasi di Indonesia. Jakarta: Gramedia Pustaka Utama.
Ramdhani, N., & Ramdhani, A. (2017). Konsep Umum Pelaksanaan Investasi. Jakarta: Mitra Wacana Media.
Rodhiyah, D. (2020). Pengaruh Financial Literacy terhadap Minat Berinvestasi Mahasiswa. Syntax Literate; Jurnal Ilmiah Indonesia, 5(11), 81-94.
Samsul, M. (2015). Pasar Modal dan Manajemen Portofolio. Jakarta: Erlangga.
Sial, M. S., Zheng, C., Cherian, J., Gulzar, M. A., Thu, P. A., Khan, T., & Khuong, N. V. (2019). Does financial literacy moderate the relationship between access to finance and entrepreneurial intention? Evidence from emerging economy. Management Decision.
Tan, L., Chiang, T. C., Mason, J. R., & Nelling, E. (2008). Herding behavior in Chinese stock markets: An examination of A and B shares. Pacific-Basin Finance Journal, 16(1-2), 61-77.
Tandelilin, E. (2010). Analisis Investasi dan Manajemen Portofolio. Yogyakarta: BPFE.
Thompson, E. R. (2014). Financial sophistication and income diversification: Evidence from self-reported investment knowledge. ARCHIVE: Journal of Management Research (1947-9006), 12(1).
Uzonwanne, F. C. (2014). Organization citizenship behaviour and demographic factors among oil workers in Nigeria. IOSR Journal of Humanities and Social Science, 19(8), 87-95.
Uzonwanne, F. C. (2014). Organization citizenship behaviour and demographic factors among oil workers in Nigeria. IOSR Journal of Humanities and Social Science, 19(8), 87-95.
Wulandari, E., & Iramani. (2014). Studi Financial Management. Surabaya : ITS Press
Published
2024-01-01
How to Cite
Fatmawati, E., & Parulian, P. (2024). Pengaruh Pengetahuan, Motivasi, Ekspektasi Return Terhadap Minat Generasi Millenial Dalam Berinvestasi Di Pasar Modal Syariah. Jesya (Jurnal Ekonomi Dan Ekonomi Syariah), 7(1), 830-836. https://doi.org/https://doi.org/10.36778/jesya.v7i1.1491
Section
Articles
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