Fintech terhadap Kinerja Keuangan Perbankan Syariah di Indonesia
Abstract
This study aims to determine the effect of mobile banking, internet banking and sms banking on the financial performance of Islamic banking in Indonesia. The type of research used in this research is descriptive research with a qualitative approach. The population in this study are all financial reports published by Islamic banks that have used mobile banking, internet banking and sms banking, namely BRI Syariah, BNI Syariah, Syariah Mandiri, BCA Syariah, Bukopin Syariah and BJB Syariah and have reported their financial statements with a period of 2015-2020. The results showed that mobile banking, internet banking and sms banking had a significant effect on the financial performance of Islamic banks in Indonesia
Keywords:
Mobile Banking, Internet Banking, SMS Banking and Financial Performance
References
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asnawi, w. a., rate, p. van, sam, u., & manado, r. (n.d.). pengaruh kinerja keuangan bank terhadap return on asset ( roa ) studi pada bank umum devisa buku 4 the influence of bank financial performance to return on assets ( roa ) study in commercial banks foreign exchange book 4. 6(4), 2898–2907
Amali, L. M., & Gorontalo, U. N. (2021). PENGARUH E-BANKING TERHADAP KINERJA KEUANGAN. 3(0411), 36–47.
Car, P., Dan, F. D. R., Terhadap, B., Pada, P., & Syariah, U. (2019). Jurnal administrasi dan perkantoran modern. 2013, 10–22.
Fianto, C. K. R. dan B. A. (2020). analisis deskriptif dimensi kualitas layanan mobile banking (M-BANKING) terhadap kepuasan nasabah perbankan syariah. 7(6), 1118–1127. https://doi.org/10.20473/vol7iss2020 6pp1118-1127
Hiyanti, H., Nugroho, L., Sukmadilaga, C., Fitrijanti, T., Buana, U. M., & Syariah, F.(2019). Jurnal Ilmiah Ekonomi Islam , 5 ( 03 ), 2019 , 326- 333 Peluang dan Tantangan Fintech ( Financial Technology ) Syariah di Indonesia. 5(03), 326–333.
Islam, U., & Walisongo, N. (2018). THE ROLE OF SPIRITUALITY IN THE BEHAVIOR OF SHARIA BANK MOBILE BANKING : EVIDENCE FROM INDONESIA. 26(1), 197–224.
Lutfi, A. M., & Sunardi, N. (2019). PENGARUH CURRENT RATIO ( CR ), RETURN ON EQUITY ( ROE), DAN SALES GROWTH TERHADAP HARGA SAHAM YANG BERDAMPAK PADA KINERJA KEUANGAN PERUSAHAAN ( Pada Perusahaan Manufaktur Sektor Makanan dan Minuman Yang terdaftar di Bursa Efek Indonesia ). 2(3), 83–100.
Meslier, C., Risfandy, T., & Tarazi, A. (2020). Islamic banks ’ equity financing , Shariah supervisory board, and banking environments. Pacific- Basin Finance Journal, 62(April), 101354. https://doi.org/10.1016/j.pacfin.2020. 101354
Moridu, I., Ekonomi, F., Bisnis, D., Muhammadiyah, U., Banggai, L., Banggai, L., Tengah, S., & Banking,
D. (2020). PENGARUH DIGITAL BANKING TERHADAP NILAI PERUSAHAAN PERBANKAN ( Studi Pada PT . Bank Negara Indonesia ( Persero ) Tbk ). 3(2), 67–73.
Muhammad, H., & Sari, N. P. (2020). Pengaruh Financial Technology Terhadap Perbankan Syariah : Pendekatan ANP-BOCR ( The Influence of Financial Technology on Islamic Banking : ANP-BOCR Approach ). 4(2), 113–125. https://doi.org/10.21070/perisai.v4i2. 868
Manajemen, J. E. (2018). ANALISA PENGARUH MOBILE BANKING TERHADAP KINERJA PERUSAHAAN SEKTOR PERBANKAN YANG TERCATAT DI BURSA EFEK. 4(November), 96– 107.
Priyanto, D. (2013) Mandiri Belajar Analisis Data Dengan SPSS. Yogyakarta: Medikom
Sinambela, E. (2017). FORUM KEUANGAN DAN BISNIS INDONESIA ( FKBI ) pengaruh Penyediaan Layanan Internet Banking Terhadap Kinerja Keuangan Perbankan di Bursa Efek Indonesia. 87–94.
Supit, T., Tampi, J. R. E., & Mangindaan, J. (2019). Analisis Perbandingan Kinerja Keuangan Bank Bumn Dan Bank Swasta Nasional Yang Terdaftar Pada Bursa Efek Indonesia. Jurnal EMBA: Jurnal Riset Ekonomi, Manajemen, Bisnis Dan Akuntansi, 7(3), 3398–3407.
Wijayati, C. D., & Gustyana, T. T. (2021). The Impact of Mobile Banking on ROA of Islamic Banking Which was Listed on The IDX in 2015-2019. 3(1), 63–69.
Published
2022-01-01
How to Cite
Syahwildan, M., & Damayanti, T. (2022). Fintech terhadap Kinerja Keuangan Perbankan Syariah di Indonesia. Jesya, 5(1), 438-443. https://doi.org/https://doi.org/10.36778/jesya.v5i1.608
Section
Articles
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
